No. this is perfectly legal process, all you are doing is claiming back what is rightfully yours and will not have a negative affect on your credit rating.
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Portal Claims, Portal House, Sunderland Quay, Rochester, Kent, England, ME2 4HN Portal Claims LLP is a limited liability partnership, registered in England and Wales. Number OC306372 Registered Office: Portal Claims, Portal House, Sunderland Quay, Rochester, Kent, England, ME2 4HN