Blog
16-Dec-09
As you will be aware, the Office of Fair Trading (OFT) has lost the court case to get bank charges back, but it is not time to give up yet - all is not lost. They may have won the battle but they haven't won...
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03-Nov-09
Pension Release savers have been urged to switch from the stock market to banks in consideration of annuity rates falling. With a massive FTSE 100 stock market...
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03-Nov-09
Gaining access to the money in one's Pension is something that many people wish they could do. There is however, a way. Rules known as triviality rules are...
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03-Nov-09
With over seven million customers, the UK's largest insurer Aviva has proposed reforms to the pension system hoping to make retirement saving more flexible and current. Paul Goodwin, head of pensions...
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26-Oct-09
Put simply, if you purchase an annuity an income will be payable until death.
Some annuitants will die earlier than expected and so a ‘profit’ arises which is passed on to the remaining annuitants and is...
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26-Oct-09
There are alternatives to purchasing an annuity when you come to retire and begin to draw an income from your accumulated funds, most notably drawdown:
An income drawdown plan is a plan which allows...
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26-Oct-09
As the lending from banks and other major credit avenues become more and more sparce, some directors are utilising their pension pots to keep the business running, using something called Pension Release.
...
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30-Sep-09
It is impossible to totally cash in your pension. However, Pension Release allows you to have access to a portion of your pension fund before you need the income.
There...
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24-Jun-09
The banks are back in court in the latest round of the bank charges court case. What gets me is that every one knows they're going to evenually lose this case (obviously this is my opinion, but good old common...
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21-May-09
This month Portal Claims uncovered the top 10 worst offenders amongst the UK's banks when it comes to responding to customer complaints. These alarming results show how some of the UK's most well-known...
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